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A bankruptcy can not be wiped off your credit report until after 10 years but if the accounts on your credit report which were discharged in the bankruptcy can these be taken off?

In: Debt and Bankruptcy, Credit Reports, Credit [Edit categories]

Answer:

Answer

The debts which were wiped out in bankruptcy still stay on your credit report, but they should be listed as "Discharged in bankruptcy."

They will still stay on your credit for 7 years (they don't get extended to 10 years like the Chapter 7 just because they were discharged in bankruptcy).

Please note that nothing in this posting or in any other posting constitutes legal advice; this is simply my understanding of the facts, which I do not warrant, and I am not suggesting any course of action or inaction to any person.

First answer by ID0000000000. Last edit by ID0000000000. Question popularity: 151 [recommend question].

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Relevant answers:

How do you get a bankruptcy off credit report?
You can't for ten years .
How do you get bankruptcy off your credit report?
A bankruptcy will remain on a credit report for the required ten years, it cannot be removed arbitrarily.
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You have to contact the credit bureaus and "ask" to have it removed, you may even have to provide a copy of the discharge to prove the date.
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