A checking account is a specific type of bank account, but there are other types. A checking account is a transaction account where you can write checks against the funds in the account. Other types...
Although I'm willing to bet that banks can pool this data with one another, I am not aware, nor have I ever heard, of any way for the public to learn this information.
Yes. However, if your account was closed due to a negative balance that you failed to repay, you might have some difficulty. Banks report these "charge-offs" to credit reporting agencies other than...