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Q: A friend does not have insurance nor a driver's license if you drive his car and you have auto insurance and get into an accident are you covered?
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Get into an accident without a license will your insurance cover it?

If you are covered by an "Active" auto insurance policy then you will be covered, whether or not you have an active drivers license.


Will auto insurance cover you in an accident if you do not have a drivers license?

True


Will your car be covered for a total loss if you are the passenger in the car and the driver gets into an accident and you have full coverage?

It will definetely be covered if the person had a drivers license and insurance on their own vehicle...but it should be covered as long as their vehicle was sitting when your vehicle was wrecked...but also since you were in the vehicle at the time of the accident it should be covered as long as they had a license


How do you set up the Sportage to be towed by a MotorHome?

If someone without a valid drivers license and without car insurance drives a car that is covered by car insurance, does that insurance pay for that uninsured driver if they have a accident?


Is a step-son with a drivers license permit covered by your insurance?

Not unless you alerted the insurance company, about him


You have a good track record with regards to your drivers license and if you had an accident with an expired drivers license and renewed it the next day after the accident will the insurance pay out?

If you were driving with an expired drivers license they will not insure you so if they find out you are up s--t creek. what they may do is ask you for your drivers license record up to date and then they will spot it. If you are lucky they wont. However they have not paying insurance down to a fine art.


If you have an expired license and get into an accident will your insurance pay the claim if your policy is paid?

If you have a current insurance policy and are in a car accident, but have an expired license, it is up to the insurance company if they will pay the claim or not. It could be in their clause not to, if a person does not have a valid drivers license, especially if you are the one at fault.


Do you have to add your children to your auto insurance once they have their driver's license or can you add them after they have an accident?

if you add them AFTER they have an accident, they will not be covered for anything that happened during, or as a result of, the accident


What happens when there is a car accident but the person not at fault has insurance but no drivers license?

your still in trouble since you dont have a License,if you have a mean judge,


What happens when you mistakenly have car insurance for personal domestic and pleasure but have accident on the way to work?

There is no breakdown to how or where you drive your car. Enroute to work is a daily activity and you are covered by your insurance. Where problems start is if someone else was driving the car or if you don't have a drivers license.


Do you have to have car insurance to be able to own a drivers license?

You don't have to have a car insurance at all. It's only your option but it's better for you/ if you have an accident the insurance company will pay it for you


What will happen if you do not have your drivers license and insurance with you when involved in a minor accident?

You will get a ticket for these violations but if you bring them with you to court and they show that you were licensed and insured on the date of the accident, these charges will be dismissed.