it begins with a "m"
ithink
There are many words, each with a slightly different negative connotation. Words that mean unwilling to spend money are miser, skinflint, tightwad, scrooge, cheapskate, and penny-pincher.
the jerkface shelby in my business class >=[[[[[ neener neener
Miserly, scrooge-like
Literate means the person can read.