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The calculation is as follows: $600 x 52 (#of weeks in a year) divided by 12 (months). This monthly amount would be $2600 x 70% - Her base benefit would be $1820 per month. Be sure to check the policy if her benefit would reduce by any other income such as retirement or social security. If so, the benefit would be less. The intention is that she would receiving about 70% of her income from all income sources combined.

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Q: A widow has gross income of 600 a week Her disability insurance coverage replaces 70 percent of her earnings after a four-week waiting period What amount would she receive in disability?
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