The lowest rate that I have found is 1.04%. You will want to compare rated between companies to ensure that you are getting the best deal for your money.
If the demand for money is greater than the supply, interest rates will go up.
Whenever the demand for anything is greater than the available supply, the price goes up.
The rate of 1.40% percent seems to be typical for the state of Maine. I have heard of some people investing their money overseas to make a huge profit.
There are a lot of places that claim to have the best money market rates online. Some of these places are Capital One and Ally Bank, since they have low rates and deposits.