After 8 years of having a discharged bankruptcy can you still be denied credit?

Answer:

Answer

Your bankruptcy is on your credit report 10 years. The fact of having a bankruptcy can influence whether someone gives you credit or not, as can just about anything else. obviously, your more recent credit history, job, general stability and financial actions will begin to have more of an influence than the older ones.

And of course, even without BK, you still can be denied credit...it is always the option of the one providing it to decide if they want to extend any credit to you at all, ever.

I think one of the things it is hoped one learns from the whole going bankrupt experience is that you do NOT have any "right" to credit.
First answer by IamLostRU. Last edit by IamLostRU. Contributor trust: 1566 [recommend contributor recommended]. Question popularity: 195 [recommend question].