0
After an accident do you have to use your insurance check or can you opt to live with the damage and spend the money elsewhere?
Wiki User
∙ 18y ago
The simple answer to this is yes you can keep the check and spend it on something else. Unless there is a loan on the car. Then the lender will insist that you have it repaired.
Wiki User
∙ 18y ago
Add your answer:
Earn +20 pts
How long do you have to claim an accident with an insurance company?
Need to check the state law for the statute of limitations for property damage claims.
Can you claim a broken car rear window on auto insurance?
Depends on what insurance you have. LIABILITY insurance covers damage you cause to other people and their cars. COLLISION covers damage to your car from an accident. COMPREHENSIVE insurace covers fire, theft, flood and broken glass. Check with your insurance company.
Can your 22 yr old son get insurance check for a not at fault accident in your car?
If the check is for the damage to the car, it would go to one of the registered owners. If the check is for injuries, it would go to the injured party.
Do you have to use an insurance check to repair minor accident damage or can you leave the dent and use the money for something else?
No you do not have to use it for your vehicle damage. You can use it as you wish. You are required to be compensated for your damage, It is up to you what you do with that compensation. If you have a Lien holder on the vehicle then you likely have contractual obligations with them to fix any damage.
Where can you find reliable and quality auto insurance in UAE?
Check with Gargash Insurance Services, UAE's leading professional insurance brokers. They offer quality auto insurance policy at affordable premium rates. It covers accidental damage caused to your car and the damage or injury you cause to another vehicle or its driver in an accident or to any 3rd party. Loss of or damage to your car through fire or theft is also covered.
Do you have to use check from insurance to fix auto?
If you haven't paid the vehicle off, then you must repair the vehicle with the insurance check. If you don't owe a bank anything, you are not required to fix the vehicle. Keep in mind, if the vehicle has unrepaired physical damage and you get in another accident the insurance company will not give you another penny. They are only required to repair the vehicle to the condition it was in prior to the accident. If it was already damaged, they won't give you a dime
When your involved in a car accident what steps should you follow?
1st if your okay and you feel nothings broken get out of the car. 2nd check to see if the other person (people) are okay. 3rd. if not call 911 ASAP! 4th check car damage 5th. call insurance agent and exange insurance numbers
How long do you have to file an insurance claim after an accident?
Each state has different time periods of filing an insurance claim after an accident. Check with you state to make sure you do not miss the filing period.
You have no motorcycle license and you had an accident on the motorcycle will your insurance pay?
No. YOu need Motorcycle Insurance. Check out this site for more resources on Motorcycle Insurance. http://www.findinsurance.us/motorcycle/motorcycle-home.html
Is it legal to not get your car repaired after the insurance company paid the claim?
It is legal as long as you don't have an outstanding loan on the vehicle, if your insurance company paid the claim, and you keep the car. Your insurance company has the right to drop coverage or reduce the amount of coverage. If you have a loan, in most states, the check has to be issued to the body shop directly or to you and the lienholder jointly. Yes it is legal. However ... should you get into another accident, previous unrepaired damage is NOT covered and can cause a problem with determing what is the additional damage from the second accident.
When are accident reports required?
Every state has its own minimum reporting requirements for PROPERTY DAMAGE accidents, usually set as a dollar amount. However - ANY accident involving PERSONAL INJURY, must be reported immediately. Furthermore, your own insurance carrier may have a damage reporting requirement - check your insurance policy
Can you get insurance after an accident?
You can it just wont help that current accident (only future accidents)and the rates will be higher priced. If you want to get cheap rates following your accident (which is normally hard to do), you can check out 4autoinsurancequote, which is offering insurance coverage starting at $20/month.
