Answer:
No it's voluntary surgery & entirely personal preference, disregarding for the sake of this answer the religious mandate for Jews. However, it should be done early if it is to be done. Insurance never covers but is usually just 200.00 (thereabouts) for the procedure. Women seem to like it equally both ways but for hygiene reasons I think it's a good idea. In the US, I think there are more circumcized men than uncircumcized.
Parents and parents-to-be should learn as much as possible about circumcision, and they should realize that there is a reason that insurance does not cover it. It is considered an elective cosmetic procedure. The fact that it is cheaper to perform on infants amounts to a very cynical justification to do it routinely. If it is elective and NOT medically indicated, shouldn't the boy have something to say about it?