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You can find the answer you want in your state's condominium law where it may define default ownership lines. Then, read your governing documents to discover how they have altered the ownership lines.

No two states are alike in these definitions; no two sets of condominium governing documents are alike.

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Q: Are interior wires within walls considered commonly owned in a condo?
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If I file bankruptcy and I'm on the deed for my son's condo can they take the condo away?

Your interest in the condo will be considered part of your assets.


If your condo association is responsible for the exterior of your unit and you suffer interior water damage due to a leak from a foundation problem who is responsible to fix the interior damage?

Let your condo insurance company duke it out with the master policy insurance co.


How long is the typical process to finance a condo?

The typical length of process to finance a condo when buying in Florida is about one month and fifteen days but the application to obtain a condo should be made within three to five days. Actually, it really depends on the circumstances and in which state one is in.


What is a junior condo?

Usually the term describes a smaller than average condominium unit within a community.


Are the exterior windows doors and screens considered common areas of a condo association?

Depends on your MAINTAINENCE agreement


Who should buy ho6 condo insurance?

HO6 condo insurance covers damage to the interior of the condo and the possessions therein from things such as fire, theft, water damage, etc. The master policy that covers the building only covers exterior damage. HO6 insurance would be necessary in places where wild fires or other natural disasters are somewhat frequent.


What is the difference between an apartment complex and a condo?

A condo is owned privately even if it is being rented the owner is renting it. Apartments are owned by businesses and are considered a business. They rent the apartment out to multiple people and that is how they do business.


How do you find the owner of a condo within a rental resort?

The managing agent may be able to give you the information you seek.


The Residential Condominium Building Association Policy (RCBAP) provides coverage for?

A Condo association purchases coverage for parts of the property that are commonly owned by the people who own Condos in the development. This is why you pay dues to the association, for insurance and taxes on common property. Most Condo agreements means that you own the property from the bare sheetrock inward, meaning you own the paint, floor covering, furniture, appliances, etc. The commonly owned property is things such as sidewalks, roof, walls, pools, etc. All owners of Condos are also insureds under the Condo agreement. Various Condo agreements can be different, and all are not the same. You need to know how your Condo is set up and what your agreement says.


Do in condo washing machines overload condo plumbing?

Not if the condo was built to code.


What has the author George Condo written?

George Condo has written: 'George Condo'


Is the deductible on a condo-owners association insurance policy considered a loss assessment?

It often is considered that and often a person's policy on their personal condo will extend to pay up to $500 of the Association's deductible. Could be less than $500 depending on how much the Association's deductible is and how many COA members there are.