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Are small claims judgements reported on your credit report?In: Civil Cases
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As far as I know, yes. If small claims court decides you owe and your creditor forwards this to the credit bureaus it will be posted on your credit report.As a solicitor, yes they are. All judgements whether in the small claims court or higher court are recorded on your credit file. I have used this fact to good effect a couple of times with non-paying buyers on Ebay. Even though it would probably cost me more than some of the items are worth, the very fact that someone could have their credit record blemished is often enough to stump the buyer into coughing up. Of course, the court may find in their favour, but it might not which is a risk a lot of people don't want to take, especially if it means that they might not get a mortgage, or a bank account or a bank loan because of it.
First answer by ID1088128411. Last edit by Corrado8. Contributor trust: 0 [recommend contributor]. Question popularity: 12 [recommend question].
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Do all judgements show credit report? Are civil judgements on your credit report? Do judgements show up on your credit report? Small claim courts judgement in credit report? Are all judgements reported to credit reports? Can you do jail time for small claim judgements? How do you remove judgements from your credit report? Does a small claims judgement go on your credit report? Do judgements from small claims court go on your credit? Does a small claims judgement show up on a credit report? For judgements in small claims in another stat will Texas garnish? If you pay the civil judgements does it still go on your credit report? Is there a statuate of limitations for small claims court judgements in NY? Does the small claims courts have to report a judgement to the credit agencys?
