Are there any health insurance companies that cover dental implants since dental insurance considers it a cosmetic procedure?

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Unlike most dental procedures, you can expect to pay 100% of the cost of a cosmetic procedure out of your own pocket. Your dental insurance company will typically not pay for purely cosmetic procedures. Usually, insurance only covers the costs of procedures required for a functional purpose. In cases where there is both a functional and cosmetic need for a procedure, e.g. crowns that protect and improve the appearance of your teeth, and insurance companies typically only covers the amount required to protect the tooth.


Your best bet it to shop around for the best prices for implants.

Actually, more dental plans are adding coverage for implants as an alternate to a bridge or for a single tooth space. A 2008 report by the National Association of Dental Plans found that most Dental PPO and Dental Indemnity Plans of the reporting companies either include implants in standard coverage or offer it as an added benefit. Health insurance companies generally do not provide coverage of dental procedures except for oral surgery that results from an accident or injury.

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First answer by Tranxprez. Last edit by DoggoneIT. Contributor trust: 0 [recommend contributor]. Question popularity: 11 [recommend question]

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