Yes. There are certain instances where a Employer Group plan would have to take you.... Individually in CA you could get MR. MIP or AIM
for more info see www.SteveShorr.com/mr.mip.htm or www.steveshorr.com/maternity.htm
Many health insurance companies will provide maternity coverage on their policies. It is important that the policyholder specifically request a maternity benefit on a plan if they wish to receive this cover at some later date. Typically, a maternity benefit will be attached to a waiting period. This means that you may have to wait a pre-determined amount of time (usually between 12 and 24 months from the start of the plan) before you are allowed to receive any of the maternity benefits offered by a policy. You may not claim for any treatment related to maternity which you have received during the waiting period. Normal maternity insurance policies will typicall include benefits for the coverage of; * Pre-Natal Treatments * Normal delivery * Complications of delivery * Post-Natal Treatments. A more comprehensive maternity insurance plan may also include coverage for benefits including; * IVF Treatments * New born child care * Congenital birth defect treatment. It is important to note that many insurance companies will treat maternity as a pre-existing condition (hence the waiting period). It is not normally possible to obtain coverage from a maternity insurance plan if you purchase the policy whilst already pregnant.
You should contact your state DHHS (Dept. of health & human services) and apply for Medicaid... You could do it online. I live in Texas and EVERY insurance company has told me that they will not cover the pregnancy/maternity costs b/c it is a preexisting condition. The HIPPA act only covers you if you have insurance already or within the past 63 days.
What in the world is the question
10 yrs ago I was pregnant with my son I received a Physicians Mutual flyer in the mail..I was already pregnant but signed up for the individual hospital insurance policy..it was less than $30 a month..after having the baby I filed a claim form & received a check for close to $400 for the 3 days I was hospitalized..
The simple answer is Yes. You can obtain health insurance if you are trying to conceive, you are actually even able to purchase health insurance in the event that you are already pregnant. But (and it is a BIG but) you should be aware that almost allhealth insurance plans will place a waiting period on maternity coverage.A waiting period is the amount of time from the start of a plan where you are not eligible to claim for treatment for a specific condition.If, for example, a maternity benefit on a health insurance plan has a waiting period of 10 months; this means that you will not be able to claim for any treatment that you have received in conjunction with your pregnancy if it was obtained before you were on the plan for 10 months.The waiting periods concerning maternity are different with almost all insurance companies. Some plans will stipulate that you only have to be on the policy for a certain period of time until you can claim treatment, while others will impose a waiting period until conception (typically 12 months).So yes you can obtain insurance, but you may not be able to claim for the treatment, depending on the policy conditions of the plan that you purchase. I recommend talking to a broker or an agent who will be able to give you the best option for your situation.
Yes there is active maternity wear and most work out clothes work well since that already have a lot of stretch to them.
Yes only if you were previously insured with another company and lost your insurance or it is his companies renewal period , usually once a year.
The answer depends upon several variables: If you are already pregnant when you start it may be more difficult to be covered under your company's short term disability policy - if they have one. If you live in a state with mandated coverage such as CA, HI, NJ, NY, RI - you may be covered under the state plan even if you were already pregnant when you started. If your employer provides voluntary short term disability options, you can enroll preconception, and your maternity leave will be a covered benefit.
Certainly there are but your present condition would be exluded.You can still apply even if you are already pregnant. Your pregnancy and maternity leave will not be covered, but you will have income replacement in case of accidents and illnesses. Keep the policy, and future pregnancies and maternity leaves will be covered.
yes! the poor fella is being restricted... geeze. Just buy some maternity pants already and think of how much more comfortable your baby will be, he's already confined to a small area, he doesn't need to be squished anymore.
It depends on your individual circumstances. For example, an individual cannot purchase medical insurance for the same price as an employer and insurance paid for by an employer is tax-free while the insurance deduction for an individual is difficult to take. But if you are married and your spouse's employer provides family coverage, you may not need insurance. Or if you have another job, you may already have insurance. The same idea applies to other benefits. Some benefits you may be able to get cheaper on your own, others not. Some benefits you might need, some you would rather get the cash for.
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