Are you at fault if your car was forced to hit another car?

At-fault accident

No, if the facts of loss occurred just as you described them, you wouldn't be considered at fault. The key here is the lead vehicle driver's statement. Specifically, did he/she feel one impact (from your car being pushed into his), or did he feel two impacts (which would indicate you rear-ended the lead vehicle first, and then you in turn were rear-ended). But, just because your car made contact with the lead vehicle doesn't mean you're automatically at-fault.

More input from FAQ Farmers:

  • Depends.... If the "Proximate Causer" can be determined and identified, he/she can be held accountable. Need to be fully substantiated as the proximate cause by non-interested witnesses. ie: Car enters your lane on one way street going the wrong way forcing you to swerve to avoid head-on collion. If you can catch and identify that vehicle they will be held accountable.

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