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Are you required to carry insurance for a child who only has a permit and not an actual driver's license in the state of Texas?In: Auto Insurance |
Answer from a General Agent
All drivers are required to carry Financial Responsibility regardless of wether they have a drivers license, a learners permit or even no license at all.
Answer
Yes, If they is operating the vehicle, they needs Insurance.
Technically speaking a permit, license is the same difference. If she has been authorized to operate a motor vehicle by the DMV then they are hence considered a licensed driver even if there is a restriction imposed requiring supervision by another lic. driver as in your case.
In all 50 states, if she will be driving it on a regular basis any insurance company requires that she be listed on the policy or if there is a claim they will refuse it. This is per the NHTSA insurance regulators.
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First answer by Sandy. Last edit by Insurance Plus. Contributor trust: 230 [recommend contributor]. Question popularity: 48 [recommend question]
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