Your MD's office probably has a sign up that says your responsible.
Show them how the error was made and a copy of the letter you sent to the insurance company pointing this out.
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No since it would take about two seconds to fix that over the phone with the insurance company.
no
The driver who hit the pedestrian is liable, not their insurance company. The drivers insurance company will normally be responsible for payment of valid claims up to the policy limits for which the their insured driver is found liable.
premium
A contractual adjustment is made by the billing department in a hospital in order to charge a patient's insurance company. The result is that the patient is not responsible for payment.
A. Life Insurance
Non payment
Different states and policies can have different benefits and coverages. Health insurance will cover medical costs related to an auto accident but in most states they are secondary to automobile insurance. This means that the auto insurance will be responsible for payment first and health insurance will pay after that. If the health insurance company goes ahead and pays the claim or at least the first few bills then you receive payment of file for payments on the auto insurance you will be responsible for reimbursement to the health insurer.
You can get payment protection insurance by speaking with your insurance agent and asking whether or not the company offers such an insurance. You can try insurance agencies like Progressive or Advantage.
That might be true....but not likely. Your health insurance company will follow up with the other company and you might find yourself in litigation due to this. There is no such thing as double dipping with insurance company. My children were recently in an auto accident. BCBS has already contacted us to inquire the other company that is responsible for payment.
If it was there fault their insurance company will be responsible for the damages. So yes you can sue, but most likely this won't be necessary as long as the insurance company gives you fair compensation.
Payment of damages by the insurance company against your Householders' policy is paid directly to your account through NEFT,instead of cheque as was customary earlier.
HSBC is a reputed insurance company in India for payment protection insurance.