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Are you solely responsible to pay for damages if a tree in your yard falls into your neighbor's yard and damages his fence?
Wiki User
∙ 12y ago
No. Mother Nature would be the "responsible" party. The homeowner is not "liable" for acts of nature.
Your homeowners insurance is not responsible for a natural act that causes damage to property of another. Your neighbors fence is not listed as covered property on your Homeowners policy.
If a tree falls on your neighbors property the neighbors insurance coverage would invoke, it does not matter where the tree came from. Likewise if a tree falls on your property due to a natural occurrence your own homeowners insurance policy would cover you.
AnswerIf the tree was healthy and you had no complaints from your neighbor and a wind storm came up and blew it over you may have a nice enough neighbor that will share the cost of a new fence.
AnswerAccording to my insurance agent, so long as there is no negligence on the part of the tree owner it is an "Act of Nature". Thus the fence owner would need to pay to make repairs if they want it fixed. My insurance covers me if my neighbor's tree falls on my house. I can't imagine the company paying for anything that they could make someone else pay for.Wiki User
∙ 12y ago
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Tree falls on car in private parking lot who is responsible for car damages?
your auto insurance
Whose insurance is responsible if a tree on your property falls and damages another person's vehicle during clear weather?
Weather doesn't matter. Your HomeOwners Insurance would be responsible for those damages.
Are you liable if your fence falls on your neighbors car during a hurricane?
No, nobody is liable for an act of nature. Your neighbors will have to look to their own Comprehensive Auto Insurance to cover windstorm damages to their vehicle
Do you need windstorm insurance if you are renter?
I am renting a trailer and a limb falls on my vehicle while parked on the property who is responsible for the damages
Neighbors tree fell on your house who is liable?
Barring some provable negligence, Nobody is liable for an act of nature. Your home insurance should provide coverage for a natural hazard such as this, Likewise if your tree fell on your neighbors house, the same would apply. The neighbors insurance would take car of the neighbors house.Depends on a lot of things. Generally, the tree is considered part of the land. Where it falls is who is initially responsible for the damages. From there, it gets legal depending on multiple factors.
In Florida who is responsible if a dead tree falls from a vacant lot onto my property and damages my home and my insurance deductible is 1000 and damages were 300?
The owner of the vacant lot is responsible for the $300 worth of damage. Liability does not depend on whether the lot has improvements or not.
Is your landlord responsible if a tree limb falls and damages your car?
No. This is why landlords require tenants to carry renter's insurance. Call your car insurance provider.
Is it considered an accident if a tire falls off a car and the tire strikes a car?
Yes, this is considered an accident. The driver of the car will be held responsible for the damages they caused.
Who is responsible for damages when a tree falls on a car during storm?
That is an act of Nature. No one is responsible (liable) for an act of Nature. Your homeowners policy will not cover it. The comprehensive portion of the vehicle owners Auto Insurance policy would have to cover the damage.
Who is liable when your neighbors rotten tree falls on your house or car falls on your property?
In general, Nobody is liable for an act of nature. Your auto insurance comprehensive coverage would cover damages to your car. Your homeowners insurance will cover damages to your home. The neighbor would be liable only if your can prove the neighbor knew the tree was rotten and posed a risk. If a car falls on your property, that would mean a tornado picked it up and it fell on your home. You insurance would cover that damage.
Is landlord responsible if a tree limb falls an damages a shed?
More than likely God is responsible for the storm that caused the tree limb to fall and damage the shed. Doesn't the landlord own the shed? If the shed belongs to you then you are responsible for repairing the shed. If it belongs to the landlord then he can decide whether or not he wants to repair it.
If my neighbor's tree falls on my house who is responsible for damages?
Fallen Trees and Home InsuranceFortunately, In the United States at least, no one is held liable for acts of nature. If a tree fell on your property whether from your yard, your neighbors yard, blown in from from some national forest down the street or some other yard due to a natural occurrence,Your own Homeowners insurance will cover damages to your own property.If your neighbors property also sustained damage, Likewise the neighbors insurance would cover damages to the neighbors property.You also may be covered under your own homeowners policy for debris removal depending on the circumstances and on your insurance coverage.In almost all cases in the U.S. barring some proven negligence it is our own responsibility. The average homeowner is not expected to be an expert on trees.Bear in mind, these rules may be different in other countries.AnswerThat depends on what caused the tree to fall. The mere fact that it was the neighbor's tree is not enough to create liability for damages on the tree owner. Trees can fall through no fault of the owner's, such as in a hurricane. In order to be able to hold the neighbor liable for damages, the homeowner must show that the treeowner's actions somehow contributed to it falling.
