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As an independent sub-contractor are you required to get professional liability insurance?
Wiki User
∙ 10y ago
This depends on a number of things. It's hard to say without knowing what kind of work you are sub-contracting.
First determine if you need Professional Liability coverage Or Commercial Liability Coverage. They are very different products.
Most General Contractors do require the subs to carry insurance. Otherwise the General Contractor will have to pay much more for insurance coverage that effectively covers his or her own activities as well as those of the sub-contractors.
If the General Contractor you are doing work for already has coverage for his subs under their insurance (usually not).
What is the nature of your agreement with the General Contractor.
Some Contractors insurance policies cover subs while others do not.
Wiki User
∙ 10y ago
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What is professional liability errors and omission insurance?
Professional Liability Insurance or an Errors and Omissions policy provides coverage for liabilities that may arise from the practice of your profession.
Get a quote for professional indemnity Insurance?
Yes, you can contact an insurer of your choice offering professional lines coverage to obtain a professional liability insurance quote.
Do you need professional liability insurance for your small business?
It just depends on the type of business you are engaged in You should have professional liability insurance if you give professional advice or services. Professional Liability provides individuals and companies protection from bearing the full cost of defending against a negligence claim made by a client, and damages awarded in such a civil lawsuit.
Business Liability Insurance ?
form_title=Business Liability Insurance form_header=Protect your business with the right business liability insurance for your needs. What is the annual revenue of your company?=_ Does your company currently have insurance coverage?= () Yes () No What type of business liability insurance do you need? (Check all that apply)= [] General Liability [] Workers Compensation [] Business Owners Policy (BOP) [] Property [] Professional Liability [] Business Travel [] Business Automobile
Where can a business owner purchase business liability?
A Business Owner can purchase Business Liability online at the website of Hiscox. You can go to their website and also get an online quote. You can also purchase Business Liability Insurance online at Geico. They have four Business Insurance options including Professional Liability Insurance.
Does General contractor liability insurance cover default of payment to subcontractor?
no
Do you provide professional liability insurance?
Sure. Depending on your occupation professional liability can be added as a rider to a businessowners policy. Often times professional liability will be a separate policy. I recommend that you contact a good independent insurance agency that represents several insurance companies so they can find you the best policy for your needs at the best price.
What are some services that Capital Insurance provides?
Capital Insurance provides personal insurance, business insurance, professional liability, and bonds. This insurance company is an independent insurance agency.
What type of insurance does an independent massage therapist need when working in a building paying lease?
Liability insurance is provided either by joining a professional organization, like the AMTA, or by an independent insurance agency.
How is professional liability insurance different from malpractice insurance?
Malpractice insurance is a form of Professional liability insurance usually tailored for persons or firms practicing in the legal and medical professions. Malpractice insurance is the term used for Professional Liability insurance in the Medical and certain other professional fields.
Does California require attorneys to have professional liability insurance?
Yes, California does require the attorneys to have professional liability insurance.
Where to get professional liability insurance?
Professional liability insurance is something that people who are doctors or special physicians need. You can sign up for this at professional insurance companies like State Farm.
Where can I find information on professional liability insurance for physician's assistants?
You will need professional liability insurance, this will just help ensure that you are covered. A physician's assistant is usually covered through the physician's professional liability insurance but it never hurts to have your own on top of that.
What could professional liability insurance also be named?
Professional Indemnity Insurance Malpractice Insurance Errors and Omissions Insurance
You are starting a residential cleaning business Should you get general liability insurance or professional liability insurance?
You need a commercial general liability policy.
Can you list Additional Insureds on Professional Liability Insurance?
Yes, In New York, that is true for medical professional liability.
Are defense expenses paid in a contractors professional liability policy?
A Professional liability insurance Policy, as well as a contractors General Liability Insurance policy will provide coverage for the cost of legal defense.
