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(My husband has had tons of problems with GEMB!! We were trying to get ahold of them with the number below and the number was not functional. We found 1-866-396-8254 on a 6 year old statement that got us through. Thank you guys for your inputs.)
I saw this name on my husband's bank statement and did a search for it. Apparently, it's not easy to get hold of them, as it's probably a scam, according to most sites I visited. This "bank", GE Money Bank, provides financing for loans to a number of businesses, such as Home Depot and Walmart. In my husband's case, it was a loan to get glasses at LensCrafters. Though he already paid the loan, they keep charging him hundreds more! THEY call to "collect" and when he tries to explain, they simply tell him he's "wrong". They SAY they'll take legal action but never do. A legitimate debtor would actually do it, not just keep threatening.
According to the forum at http://www.gardenweb.com, GEMB is a scam, and has bilked thousands of people out of money.
One poster wrote: "Just wanted to post this for everyone's info. If you have any accounts through GEMB then please pull your credit report and check them carefully!!! My husband had several accounts through this company in the form of home depot, lowes, and care credit. We received a bill from home depot 2 days ago and there was a fraudulent charge of 3200 on it".
Others claimed (in defense of GEMB) that it must be employees stealing information on accounts and stealing identity, but even so, GEMB is still liable, or should be. And it would mean that their security is terrible!
One answerer at Yahoo Answers gave this information, though I'm not sure it's still correct:
"its G E money bank. i believe they do a bunch of department stores. as well as other things. heres a phone # and e-mail:
+1-866-239-4362
gecfcustomerservice@ge.com"
If you are being overcharged, the best way to protect yourself and recoup losses is to contact your state's Consumer Protection Division, usually through the State Attorney General's Office, who will then let the D.A.'s office deal with them! It's worked for me before and I highly recommend it, if negotiating alone doesn't work.
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