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Bankruptcies are not supposed to be included on a credit report 10 years after it was filed. There is nothing to prevent someone from accessing bankruptcy court records, newspaper reports of bankruptcy filing, etc., at any time. Most employers and credit-granting entities will just look at the credit reports.

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Q: Can After 10 years of a Bankruptcy chapter 7 being dismissed and on your record is there anyway an employer or anyone can find record of this after the 10 years?
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Related questions

Who can file for bankruptcy in Wisconsin?

Anyone who is a resident of the state can file for bankruptcy in Wisconsin. There is no restriction on who can file, only for which chapter they can file in.


What do you do if a dismissed chapter 13 bankruptcy is still showing on your credit report after 7 years?

Get an "official" copy of your bankruptcy documents indicating the date that the Bankruptcy was dismissed. Send the official copies to each of the credit bureaus that are reporting the information and request that they update their files accordingly and to forward to you an updated copy of your credit report. The key word here is "request". do not demand, threaten or utilize any form of aggression. just be simple, polite and to the pint with your request This should solve the problem. Both Experian and Transunion remove a dismissed Chapter 13 bankruptcy after 7 years. Equifax's policy is to keep it on the credit report for 10 years. Has anyone been able to successfully request Equifax to remove this item after 7 years? While it's true that the negative impact of a dismissed bankruptcy filing is diluted with age, any reference to "bankruptcy" still casts a dark shadow on a credit report no matter how long ago it was filed.


Can anyone file for Chapter 11 bankruptcy or just businesses?

Chapter 11 bankcrupty protection can be initiated by anyone: any business (corporation, partnerships, sole proprietorship) or individuals; though it is primarily used by corporate entities.


Can you file chapter 7?

Anyone who is seriously struggling with debt can file for chapter 7 bankruptcy and it is up to the court to determine whether or not you will be eligible. Chapter 7 bankruptcy is usually best for people who:* Have no steady stream of income* Have a lot of exempt property* Cannot keep up with a strict payment plan


Does anyone care that Norm Thompson Outfitters Solutions and WinterSilks along with several other catalog brands have filed for Chapter 11 Bankruptcy and are stiffing their vendors?

No. The creditors care. But, that is how bankruptcy works!


Who will sell you a house with a foreclouser on your credit report?

I don't think anyone will be ready for that.So its better that you can take a way or option where you house will be save from foreclosure.Filing bankruptcy is the very right option for this.Once you file chapter 7 bankruptcy or chapter 13 bankruptcy bankruptcy law has a provision called stop foreclosure and it goes in to the effect immediately after you file the bankruptcy.This way you can save you house and other important stuff.


Can someone who earns 80000 per year declare bankruptcy?

Anyone can file for bankruptcy as long as they have debt that they cannot payoff. They may not be eligible for a Chapter 7 in the average income in their area is less than 80,000/yr however.


Can an employer refuse to hire someone who was charged with a felony but the charges were dismissed?

Employers can refuse to hire anyone for any cause. Just because you are qualified does not mean that they must hire you and nobody else.


How to choose the best Bankruptcy Lawyers?

The bankruptcy world can be extremely confusing to someone who has never had to deal with it before, and it is therefore recommended that anyone contemplating bankruptcy retain the best firm of bankruptcy lawyers that they can find.On the whole, the better bankruptcy lawyers are those with years of experience in the field, so anyone contemplating filing for bankruptcy should check how long a particular firm has been in business before retaining them. If a consumer is unsure of what chapter of the Bankruptcy Code he or she wishes to file under, then this is something that can be brought up during an initial consultation with a general firm of bankruptcy attorneys. Those consumers who know what section they would wish to file under, however, should retain bankruptcy attorneys who are specialized in that particular field, whether it is Chapter 7, Chapter 13 or Chapter 11.Most firms of bankruptcy lawyers also offer free initial consultations so a prospective client should be able to obtain advice on whether to file bankruptcy and, if so, which chapter to file it under, for free. There is therefore no need to pay for an initial consultation, and those bankruptcy lawyers who ask for a fee upfront before they will even consult with a potential client are therefore to be avoided.Further factors that should be considered when contemplating which bankruptcy attorneys to retain are what the attorneys’ qualifications are, whether they are members of any particular professional associations and whether they have published any bankruptcy-specific articles in any legal journals. Although a bankruptcy attorney’s involvement in a simple Chapter 7 case may only last a few months, he or she may have to represent a debtor in a complex Chapter 13 or Chapter 11 case for years, and they should therefore be prepared to deal with complicated bankruptcy litigation matters including estate audits.Bankruptcy lawyers should also be friendly, easily accessible and should be available to assist their clients with all bankruptcy-related issues whenever necessary. Filing for bankruptcy is a frightening time for most debtors, and they need a lawyer that they can trust and count on to be on their side.


Do you have to be behind on payments to your creditors to file bankruptcy?

No. You can file any time. You actually don't even have to have any debt to file. Anyone can file anytime as long as you meet the minimum reqirements for each chapter.


When is a dismissed chapter 13 bankruptcy removed from a credit report?

Probably not. It was an attempt to get out of paying debts and many creditors would consider this to be significant as an indication of your credit risk. A dismissed chapter 13 BK remains on the credit report for 7 years from the date of the dismissal. This is true for Experian and Transunion. Equifax keeps a dismissed Chapter 13 BK for 10 years after date of filing... if anyone has been successful in getting Equifax to remove this item after 7 years, please share how you did it !!


How do you clear a dismissed traffic violation went to court case dismissed?

If you went to court and it was dismissed, it's about as clear as it's going to get. If anyone is questioning that go back to court and ask for a "letter of disposition" on this charge.