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Can General Liability Insurance also include Garage Liability Insurance?
Wiki User
∙ 15y ago
Yes it can. In fact, a policy written on a "Garage Liability Form" will show a limit for "Auto" and then also show a limit for "Other than auto". Auto liability is basically due to the fact that the garage will test drive autos while fixing them. Other than auto is the premises or general liability. This shows that garage liability will also include general liability on the declarations page.
Wiki User
∙ 15y ago
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What's garage liability insurance and its coverage?
Your garage insurance should be covered by home owners insurance or renters insurance. I am not sure you would need liability insurance in a garage though, because no one else would be hurt in there.
If a car is left with a garage for repair and is crashed by garage employee can garage use general disclaimer of liability clause to escape liability?
Absolutely not. General liability disclaimer does not cover negligence.
How much is general liability insurance for a motorcycle repair shop?
You need a garage keepers liability policy which will include coverage for the motorcycles in your possession, liability while testing them, liability for the premesis and your work, etc. If you have employees you will also need work comp insurance. If you are just starting this business up, I would estimate 1% of your total gross reciepts as insurance costs, with a minimum of $2,000 annually.
Where can I find reliable garage liability insurance?
There are many reputable insurance companies that provide garage liability insurance. Progressive, State Farm, and Geico are all good companies and can assist you.
Where can my friend find a company that offers garage liability insurance for his dealership?
A person can find garage liability insurance through their business insurance provider. There are usually several insurance providers that specialize in small businesses.
What is garage liability insuracne?
That is the type of insurance policy that a car dealer or repair shop would carry. Covers their business risks.
Where could one purchase insurance for a garage?
Insurance for a garage can be obtained by any company who offers insurance for your home. Some places to start looking include Garage Netquote, Progressive, and State Farm. All can be researched online or may contact their local offices.
What is the general liability class code for a taxi company?
68001-1 Taxicab Companies - Office & garage space only
Does garage keepers liability fall under the broader category of Commercial Liability?
Yes, garagekeeprs is part of the typical commercial insurance policy package, along with business auto general liability and property coverage, among others. Garagekeeps covers the commercial exposure for vehicles left in the insured's possession (which would be excluded under the general liability policy's auto exclusion) and usually has both comprehensive and collsion elements. For example, a vehicle left at a body shop or for an oil change.
Where can one find and buy a cheap garage liability insurance?
This is considered as the most basic auto coverage. Moreover, this is a requirement to drive legaly in most of the U.S. states. Nation wide website allows you to consult their Resource centre or contact their agents to help you finding the cheap liability car insurance.
What insurance do you need for an auto repair business?
Garage Keepers LiabilityThe type of coverage you need is a "Garage Keepers Liability" Insurance Policy. This Commercial Lines Policy is the appropriate insurance coverage for an Auto Repair Business and is widely available through most commercial underwriters.Just contact a local agent that offers commercial insurance in your area.Auto repair businessIt's important to make certain your policy covers: Products/Completed Operations Insurance for all completed work you perform on vehicles.Personal and Advertising Injury Insurance - In case you slander another firm in your advertising.Medical Expenses Insurance - In case a patron is injured on your premises.These coverages are all usually provided through a Commercial General Liability Insurance Policy.Best of luck with your businesses. Remember to compare quotes so you get the best prices and the best plan to meet your needs.
Do you need to buy auto insurance in NJ if the car is not being driven and is just sitting in a garage?
If the car is registered, meaning that it has license plates, it must have liability insurance. If you hace a loan, the bank probably requires insurance. If it is just sitting on private property without tags, no insurance needed.
