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Can a 16 year old have a credit card?

Updated: 9/17/2023
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12y ago

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I'm pretty sure you can have one at any age. Well you no as long as your not like two:) but as ling as it's under your name with your picture and everything, I don't think you have to be a certain age. My parents were gonna get me one, and I'm defentally not 16!

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12y ago
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Q: Can a 16 year old have a credit card?
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How can a 16-year-old get a credit card?

You can its called the MTV credit card avaialable at you guessed it MTV...made for 16 year olds


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Will closing a 16 year old credit card account with an excellent payment history and a 18500.00 credit limit in order to get a card with a much better interest rate affect your credit rating?

Closing a 16 year old seasoned credit card account with an excellent payment history will NEVER improve your credit. As a matter of fact, opening a new credit account will also temporarily reduce your score. If you need a lower rate, call your current credit card company and request it. It is a much better solution that can save you money on interest. The following link can show how to request a lower interest rate on your current credit card account.


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If you get another card for an authorized user do they have the same credit limit as you?

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How many numbers are in a security code for a credit card?

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