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Can a 17 year old drive another person's insured vehicle without being on the policy?
Wiki User
∙ 18y ago
No. It is unwise, but many people make that mistake of allowing a person who is not on the policy to drive the vehicle. If there is an accident, your insurance company may cancel your policy because of irresponsible behaviour or at the very least, raise your insurance premium so you are paying much more for your mistake. 17, or 40, age doesn't matter. If the person is not on the policy, don't let them drive your car. Unless the policy has a named driver exclusion which specifically says this person is not insured, in every state that I am familiar with, insurance follows the vehicle, no matter who is driving. If this 17-year-old has a lisence, the insurance should be good. In fact, if the owner reasonably believed that he had a lisence and gave him permission, it should be covered. There might be a problem if he was using the car on a regular basis as if it was his personal vehicle and the owner was not using it. I personally know of a situation where an unlicensed 15 year old drove a friends car and wrecked it in a single car accident. The insurance policy of the parents of the 15 year old payed for the damage. The first answer on this is totally incorrect. I do know that in some states, California, that there may be reduced liability coverage but there would still be coverage for any operator not formally excluded from the policy who had express or implied permission to use the vehicle.
Wiki User
∙ 18y ago
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Texas uninsured driver driving insured vehicle?
Is driving without insurance
Can you drive in the state of Florida on a learners permit without insurance?
The VEHICLE that you are driving must be properly insured.
In TEXAS can an uninsured licensed driver drive another's insured vehicle without penalty?
It depends on the insurance company. Some insurance companies will cover the vehicle when it is loaned to someone else. Many have restrictions that they will only cover someone of a certain age or older.
Can you get insurance Florida without a drivers lincence?
Yes. It is the vehicle that is being insured, NOT the owner. The owner's license status is irrelevant.
Do you have to have insurance on a car before you can change owners?
A vehicle can be titled without insurance, but must be insured before getting a tag or registration. Exception: If a car still has a lien from a financing company, the car may have to be insured to change owners.
Can you drive to an mot with no tax?
You can drive directly to and from a testing station without tax. The vehicle must be pre booked at the station for you to do this. If you are stopped by the police, you may still be prossecuted for any defects on your vehicle. The vehicle must be insured for road use
Can you have your license without auto insurance?
Yes, but to register a car you need the vehicle insured. In the state of CA you can't even buy the car without the insurance. Dealers won't let you take it out.
Can you visit another persons city without them being there in Animal Crossing Wild World?
No
Is it legal to drive without insurance in florida if the car your driving is insured?
If the car you are driving is insured then you are not driving without insurance.
If your friend gets a speeding ticket in your car and is NOT insured but you are and they didn't give the officer your insurance info what will happen?
In the US insurance has nothing to do with speeding. If your state has mandatory insurance, the fact that your car is insured is good enough but the officer may want to see proof of insurance. Here it is the vehicle that is insured, not the driver. In UK you should not let anyone drive your car on the public road without checking they are insured. You can be fined if you let them drive without insurance.
What is the legal if drives your friend car in that car is not insured and you get a ticket for driving without insurance?
If there is no insurance on the vehicle and you get a ticket for driving without insurance you are guilty of the offense and will have to pay your fine. Even though the vehicle belongs to someone else it is the responsibility of the driver to make sure there is valid auto insurance on the vehicle before driving it.
Can you drive an insured car without insurance?
If you are "Uninsured", then you are "uninsured. You may or may not be an insured driver on the vehicle owners policy. Just because someone else has coverage for that vehicle does not automatically mean you are a covered driver. The insured should contact the insurance company or the insurance agent to determine the status of an unscheduled driver. Some auto insurance policies will cover the occasional driver while other policies will not. All drivers of a motor vehicle on public roads are required to carry proof of financial responsibility at all times.
