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This would depend on the state where the car is to be insured. The best thing to do is to contact the state auto insurance bureau or DMV to see what the restrictions are for a minor to own a car and to have his/her own insurance on it.
More information:
- Only if the parent or guardian signs along with that 17 year old
- Good question! A 17-year-old is not considered legally able to contract, but certainly old enough to drive. I'd expect that most companies would require a parent's signature to validate it. And if they are emancipated they certainly can.
- Yes, you will need to start making phone calls to local insurance companies but there shouldn't be any reason that you couldn't. Now price may be another issue.
- Depends on company probably. With my company you would have to be 18, or legally emancipated.
- Also do you mean in there own household, or in an existing insured household but rated on your own car?
- Yes, you should be able to get your own policy. You may very well pay a very high price for it but you should be able to do this.
- No.
Wiki User
∙ 9y ago
Wiki User
∙ 8y agoYes you can, But due to limitations of a minor to enter into a contract. The teenager will need a parent to countersign the insurance application. Alternatively it is usually cheaper just to add the teen to the parents auto insurance policy.
Jake Shaffer
Yes, a 17-year-old can get their own auto insurance policy. However, it is important to note that auto insurance rates are generally higher for teenage drivers, particularly those under the age of 18, due to the increased risk of accidents and claims.
In most states, a person must be at least 18 years old to purchase an auto insurance policy on their own. However, some states allow drivers as young as 16 to purchase auto insurance policies independently.
In cases where the 17-year-old is not yet legally able to purchase a policy on their own, they may be added as a driver to their parent's or guardian's policy. This can be a cost-effective way for a teenager to get coverage.
It's important to shop around and compare quotes from multiple insurance companies to find the best rate for your teenager. Also, you can consider discounts such as good student, driver education, and safety features, these can help to lower the cost of insurance.
It's also important to keep in mind that, even if the teenager is added to a parent's or guardian's policy, they will be held responsible for any accidents they cause, and their driving record will be affected by any incidents that occur while they are on the policy.
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Do you need to carry auto insurance on your 18 year old if he has his own policy on his own vehicle in the state of NC?
Generally an 18 year old is an adult and it his their responsibility to carry insurance on his own vehicle.
What auto insurance companies allow 17 year olds to get their own insurance?
Almost every auto insurance company requires your parents to sign your policy or for you to be listed under theirs. There are no known insurance companies who will insure a 17 year old by themselves.
How old do you have to be to have your own auto insurance policy in Connecticut?
18
If your name is on the car loan and your 19-year-old gets her own insurance will you have any legal liability if she is involved in an accident?
The Insurance Company, Then The Name On The Title Of The Auto. If It Got To That. If There Is Insurance On The Auto In Her Name All Should Be OK. Best To You
Can a 17 year old have his own auto insurance in georgia?
No. Most insurance companies do not allow a minor to have their own policy because an insurance policy and application are a legal contract and a minor cannot generally be party to a legal contract. I do know of a couple of insurance companies that overlook this and allow even a 16 year old to buy a policy.
If your 18 year old child owns his own car can you put him on your auto insurance policy and are you liable if they get into an accident?
in some places yes
Can a 16 year old driver get his own auto insurance policy or must he be on his parents policy if he lives in the home with them?
A 16-year-old is not legally able to contract with the insurance company unless he has been emancipated. Which leaves him to work with his parents or another adult to acquire the insurance.
Cost of 17 year old on own car insurance?
When my son was old enough to drive solo and have his own car at age 18, the cost of auto insurance was about $290.00 per month. That figure may be lower or higher than other parts of the country.
How can I drop my 18 year old son from auto policy?
An 18 year old is legally an adult and may have their own insurance policy. You would need to inform him that you would be dropping him, and give him time to make alternate arrangements. You would then have to call the insurance company.
do i have to have my 18 year old son on my ins. if he has his own car?
No, you don't have to put your son on your insurance, but he will have to get insurance of his own.
Can a sixteen year old get there own insurance?
yes they can but it will be cost them a lot.
Where can I find out how government auto insurance works for people who cannot afford an auto policy?
The government has their own site that offers a plethora of information on government auto insurance. They will help you obtain the insurance for a very low fee. Sometimes they offer it for free for one year.
