The answer: No. Insurance is not cheap to any young driver. Not being on a parents policy can be more expensive as well.
Generally yes, but sometimes the rates are a little higher due to their age.
If you own a car and have a valid drivers license than you can get insurance at any age, even 18. You will pay quite a bit for insurance if you don't have any older drivers on the policy though so it...
it depnds on the state
Older safer cars are the cheapest.
Depending on the car you are planning to run, in any event, very expensive.