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I just filed chapter 7 six months ago, I was in 5 check exchanges & could not get out. It went fine with no creditor objections & was discharged 3 months later. Also, I did the whole thing myself ( with no lawyer) for just the $20 for the book to research it !

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Q: Can a 300 dollar loan from dollar-wise be filed for bankruptcy?
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Your ex has filed bankruptcy and you are a cobuyer on the auto loan what will happen now?

You will be responsible for the loan payments


How hard is it to get a mortgage after chapter 13 discharge?

If you have just filed bankruptcy, you will not be barred from ever obtaining a mortgage loan; however, you will not be able to get one immediately. When you can get a mortgage after bankruptcy will depend upon the type of loan you want, the type of bankruptcy you filed, and how good your credit is at the time you want the loan.


Do you still have to pay a car loan if the co-buyer filed bankruptcy?

Yes.


What happens when a cosigner declares bankruptcy-not the primary owner?

Nothing unless they filed on your loan.


Can you get a used car loan if you recently filed for bankruptcy?

You are going to need approval from the trustee handling your finances, but you can get a used car loan if you recently filed for bankruptcy. There will be drawbacks though: e.g. the interest rate and insurance rate will be significantly higher.


Can you get a student loan if you have filed bankruptcy?

I am trying to figure this out myself as I have recently filed bankruptcy and both my husband and I are students. There is a portion of the bankruptcy code that makes it illegal for government agencies to refuse student loans to those who have filed bankruptcy. So, as far as getting Title IV funding, such as government backed loans, you should still be able to get them. Title IV loans are not granted based on credit worthiness and therefore should be given to those who have filed banlruptcy, as long as there are no other eligibility issues, such as a student loan in default, drug conviction, etc. If you want to get a loan from a private lender, then they are under NO obligation to give you a student loan if you have filed bankruptcy or have other credit problems. For example, the Plus! loans that are available to parents are based on creditworthiness, so a bankruptcy would affect your ability to get this type of loan. As far as my student loan after bankruptcy, I did have to fill out additional paperwork and am still awating the results. I will post again after I find out what happens.


Can you buy a house if you have filed for bankruptcy?

If you have filed bankruptcy because you cannot afford to pay your debts, a lender will not loan you money to purchase a house and it just doesn't make sense. You cannot continue to acquire assets while your assets are frozen and in the possession of the trustee in bankruptcy in a bankruptcy proceeding.


I cosigned a loan for my granddaughter she has filed bankruptcy will her creditors come after you too?

If you are a cosigner on a loan, you are responsible for the debt of the loan if the primary signed defaults on the loan. So, yes you can be called to pay on the loan by the creditors.


Are you liable for a car loan if the owner files bankruptcy and the car was charged off?

That depends on what you're asking. Who filed bankruptcy? The owner of the car or the owner (holder) of the car loan? Did you co-sign on the loan? If you co-signed on the loan and the other signer files for bankruptcy, yes you are liable for the loan. If the owner (holder) of the car loan files for bankruptcy, you are still liable to the owner's creditors (and you need to find out who they are so you can get the lien released).


Can a Government official come and collect on a student loan that was filed in bankruptcy over 15 years ago?

Ugh. This question is a loaded minefield. I will say this, that up until 1996, you could discharge a student loan in a bankruptcy if it was over 7 years old. Was your past student loan discharged in the past bankruptcy? It's hard to say. You need to inform them that you filed bankruptcy 15 years ago and plead your filing as an affirmative defense. You may have to re-open your old bankruptcy case and litigate the issue. Do speak to an attorney.


Can your ex come after you for a loan that he had to pay since you filed bankruptcy?

If you handled your BK correctly no, as he/she would be a creditor listed and whose debt is dismissed in the bankruptcy by the court too.


Has weekenders international filed bankruptcy?

Yes, Weekenders ceased operations as of noon on Monday, June 9th. An international bank called its loan, forcing the bankruptcy. I am devastated!