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Yes, a blood test will detect a smoker. Do not lie on your application, it will only create problems for you in the end. Look for a policy that will accept you as a non-smoker 1 year after the date that you quit. You will need to enlist the aid of a broker to find this as they do not advertise this info and most companies are 2 - 3 years after the issue date of the policy even if you quit smoking 11 months ago.

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Q: Can a blood test detect a smoker and for how long after smoking?
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