The insurance is still valid. However, if you go and drive it without it having current tags and registration and get into an accident, you'd be violating the terms of your insurance, and any claim you file as a result of such is likely to be denied.
Is there a fine for having a junk car with expired tags
No. It only needs valid plates if it is being parked or driven on a public road.
You will not be cited for not having two tags if your car is registered in a state that requires the car to have only the rear tag.
You will need some valid form of government issue ID, and you will have to have it towed.
If you get it repossessed then yes. Also, if you car is a junked or disabled vehicle (extreme damage and without tags), they might remove it. In some places, the property appearance standards are that high, so what you have to do is keep tags on the vehicles or keep them out of sight.
The law will tell you where the vheicle was towed, go there and pay the fees, you will need a valid DL and proof of ownership
No MOT, providing the vehicle is not dangerous to drive, is NOT a reason for the Police to have a car towed away. A car can be towed away, for no insurance, being driven by an uninsured person, or even reasonable suspicion of being driven with no insurance. No driving license or no tax are also a valid reason to have a car towed away. According to Surrey Police, if they tow your car away by mistake, providing the officer was not negligent, do not have to refund you the costs of recovering your vehicle.
The technicalities vary from State to State, but... Generally, until the valid, current tags are physically attached to the vehicle, it is illegal to drive the vehicle. Put another way, the tags are generally not considered valid (even if they're paid in full) until they are actually put on the vehicle itself.
If someone without a valid drivers license and without car insurance drives a car that is covered by car insurance, does that insurance pay for that uninsured driver if they have a accident?
Yes, you can be fined if your car gets towed. In addition to the cost of towing and impound fees, there may be fines for violating parking regulations or other related violations. Make sure to check with local authorities for specific regulations and penalties in your area.
Any car can be towed regardless of stickers