Can a car dealer sue you without having sent a certified letter stating the amount due for a balance after you have returned the broken down vehicle to the dealer and stopped payments?
[Edit]

Answer

It depends on the repossession laws of the state where the car was purchased.

In some states the lender is required to send the borrower a notice of "cure and remand" before repossession can occur but not before a lawsuit can be initiated.

Generally a lender will send such a letter in the hopes of avoiding litigation which is time consuming and often expensive for everyone involved.

Improve Answer Discuss the question "Can a car dealer sue you without having sent a certified letter stating the amount due for a balance after you have returned the broken down vehicle to the dealer and stopped payments?" Watch Question

First answer by Cya. Last edit by Cya. Contributor trust: 516 [recommend contributor]. Question popularity: 12 [recommend question]

Research your answer:

Answers.com > Wiki Answers > Categories > Business and Finance > Personal Finance > Money Management > Loans > Auto Loans and Financing > Can a car dealer sue you without having sent a certified letter stating the amount due for a balance after you have returned the broken down vehicle to the dealer and stopped payments?

Our contributors said this page should be displayed for the questions below. (Where do these come from)
If any of these are not a genuine rephrasing of the question, please help out and edit these alternates.
Vehicle reposed by dealer?  Can lenders write off the amount of the balance due before repoing the car?  Can a car dealer sue you without having sent a certified letter stating amount due for a balance after you have returned the broken down vehicle to the dealer and stopped payments?