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Can a collection agency file a judgment on you for credit card debt in Texas? |
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Answer
No. A collection agency has no legal authority. They can refer the account to a collections attorney who can then file a lawsuit for the debt owed.
Yes! A collection agency has the right to file a lawsuit as the assigned creditor under the agreement that you signed when applying for the credit card.
First answer by Nikki. Last edit by Aggie80. Contributor trust: 1871 [recommend contributor]. Question popularity: 40 [recommend question]
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Answers.com > Wiki Answers > Categories > Business and Finance > Personal Finance > Money Management > Credit > Credit and Debit Cards > Can a collection agency file a judgment on you for credit card debt in Texas?
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Credit card collection texas? Texas credit card collection laws? Can a credit card company file a judgment? What is the lenth of time creditors have to file a judgment in texas? Can a collection agency file a judgement in texas to attache accounts? If a suit is file against you for non-payment of a credit card debt in Texas and you don't go to court what will happen? Can a collection agency in texas try and file charges if you are in ohio and wrote a bad check? In the State of Texas what are your rights when a credit card judgment is put against you?
