Can a collection agency put the same item on your credit report that has already been reported by the original creditor?

In: Debt Collection

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Answer

Yes. The original creditor more than likely put the item on first, then sold the account to a collection company who after unsuccessfully trying to collect the debt reported the item to the credit bureaus. So to you it was the same account or item but now the debt has transferred to a new company.

First answer by Ray Hadorn. Last edit by Tina. Contributor trust: 1828 [recommend contributor]. Question popularity: 114 [recommend question]

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Can same collection be put on credit report twice? Can collection agency and original creditor report to bureau? How many points does a collection item add to a credit report? How many times can a creditor report the same item on your report? Can the same creditor put multiple accounts on your credit report? If a third party creditor is reporting a debt on your credit report does the original creditor who reported stay on your credit report too? Can an original creditor and collection agency list duplicate accounts that cause your credit score to fall? If item has been reported for 7 years should it be removed even if a collection agency has bought the loan?