Depending on where you live, this could be common.
In Japan, for example, people who do not pay assessments on time can find their names written on a board in front of the elevator on their floor. Cultural peer-pressure is apparently at work in these situations.
In the United States, associations that follow best practices do not list delinquent owner's names in documents for publication, but are required to list at least unit numbers -- a uniquely identifying notation -- in board documents, such as monthly financial statements.
You can request that the board resist publishing names of delinquent owners in their newsletters and instead, use unit numbers. You can also request that the board not publish any delinquent details to the neighbors, but the board makes the final decision.
Ideally, of course, owners pay their assessments and do not become delinquent, thereby eliminating any need to publish any data about the owner.
Condo - 1983 The Neighbors 1-1 was released on: USA: 10 February 1983
Your attorney can help you answer this question, since it requires a legal answer.
Absolutely, yes. The association may be incorporated as a profit, not for profit, or an unincorporated association.
Yes.You can request the status of the association from the Secretary of State where the association is located.
You don't describe how your 'association is delinquent', so it's difficult to answer your question precisely. However, if the board is in violation of the governing documents, non-board member owners must gather to remedy the situation, potentially by electing a new board. The 'new' board needs the advice of counsel to determine how to recover from the actions or inactions of the delinquent association. Once a remedy is in place, selling your unit should be easier, since the issues have been identified and the new board is working toward a resolution. If there is no action on the part of owners to rectify association delinquencies, then selling your unit must include disclosing the issues to any potential buyer.
If a condo resident can't pay an association assessment, the repercussions can vary depending on the bylaws of the association and state laws. Typically, the association might first reach out to the resident to discuss payment arrangements. If the resident continuously fails to make payments, the association may resort to more serious actions, from charging late fees and interest, to placing a lien on the property, or even pursuing a foreclosure. The key is early, open communication to prevent things from escalating. Address the issue as early as possible to find a solution. I've seen similar situations in buildings we managed at Daisy and what worked best was proactive communication and working out a reasonable payment plan.
State Farm, Progressive and Geico are some well known companies that offer condo association insurance policies. There are local and lesser known companies such as Melendez Insurance that offer condo association insurance policies also.
It depends on who publishes the newsletter and in whose name. If non-board-member owners publish a newsletter and follow the delivery guidelines outlined by the board or by governing documents, and claim authorship of the newsletter, then no board approval is be required. If, however, non-board-member owners publish a newsletter in the name of the board, then yes, the board should approve this newsletter.
Only if the Condo Association allows it. It could otherwise fine you.
It should go on your neighbors insurance, he's the one whos responsible for the damage.
my condo association already has a lien against 2 condos who are seriously delinquent in paying their services fees. so now how do we get our money since they are ignoring the lien? a.k.
Yes.