Can a credit card company file a lawsuit against someone who was not aware they suffered from severe depression before they obtained the cards and is a countersuit possible?
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Yes, the creditor can sue regardless of the mental state of the account holder. Whether the account holder was legally competent at the time the agreement was made is a matter for the court to decide. If the consumer was not coererced or deceived into opening the account in a way that could be deemed illegal, there would not be grounds for a countersuit.

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Could a credit card company files a lawsuit against someone with severe depression even if the person was unaware of the illness before obtaining the credit cards And can the person file a countersuit?  Could a credit card company file a lawsuit against someone with severe depression if the person was unaware of the illness before obtaining the credit cards and can that person file a countersuit?