Can a credit card company garnish wages if living or working in Ohio?

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No creditor can use forced collection action against a consumer w/o due process. Meaning the state statutes governing garnishment would have to be followed via the Ohio court system. Federal law protects a specific amount of wages 30 x minimum weekly wage ($154.50). A garnishment order is enforced against disposable (all deductions + any child support)income that is above the $154.50. That amount is garnishable by a maximum of 25% under Ohio state law. All wage garnishments can be appealed for reduction or dismissal.

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