Can a credit card company still bill you after 10 years of cancelling your account?

Credit Cards are typically considered Open Accounts. The credit card agreement you signed may specify the state laws that will apply to the account and collection activities associated with it. Read the contract and consult an attorney.

Other Contributor Opinions

Yes. There are no laws which place a time limit on how long a creditor or collector can pursue collection of monies owed,

SOL's only apply to the time in which a creditor may file a lawsuit.

• What are the advantages of debit cards over credit cards?
• Why are credit cards dangerous to irresponsible people?
• How do cash back credit cards work?