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Can a credit card company sue you and their lawyer keep calling you for a credit card your now deceased ex-husband had five years ago? |
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Answer
If the surviving ex spouse was not a joint account holder and the couple did not reside in a community property state they are not responsible for credit card debt of the deceased.
Even if the married couple resided in a CP state the spouse may not be responsible for such debt depending upon the circumstances.
It is quite possible the statute of limitations has expired for debt collection, however SOL's pertain to the amount of time the creditor has to file suit and does not affect the creditor's right to collect from the debtor but not necessarily a spouse.
First answer by Macky. Last edit by Macky. Contributor trust: 3450 [recommend contributor]. Question popularity: 31 [recommend question]
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