In most cases a judgment holder can encumber a primary residence with a lien to the extent of the amount of the lien and/or non exempted amount of the property.
Generally the homestead exemption protects the property from a forced sale for the debt owed. In addition there are several US states that do not allow the forced sale of a primary residence to satisfy a judgment creditor.
Please do not confuse a judgment lien with foreclosure procedures, they are two entirely different matters.
Can a debt collector call a place of employment and demand to speak with the debtor?
yes
The duration of The Debt Collector is 1.82 hours.
In Colorado it is possible for a debt collector to levy a bank account. It is necessary for the approval from a court in order for a debt collector to place a levy on the bank account.
The Debt Collector was created on 1999-06-25.
The Debt Collector - novel - was created in 2007.
A debt collector has no right to "harass" you at all. They do have the right (not withstanding some state's specific laws) to contact you at your place of employment in an attempt to collect the debt. You do have the right to request they do not call your place of employment and they have to abide by the law. Research the Fair Debt Collection Practices Act (FDCPA) for further information.
Yes. The new debt collector bought the entire debt, including interest that was added on. You will be responsible for the entire debt.
To avoid debt's collector harassment, it is important to settle your debts in time.
No.
Yes. There are hundreds of databases available to a debt collector where they could find your SSN.
The ISBN of The Debt Collector - novel - is 978-1-59705-856-8.