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Yes, That's why you always make sure your contractors are insured before you hire them.

The contractor should always carry General liability insurance to cover the cost of accidental damage to a property they perform work on. Most General Liability Insurance policies will also have coverage for completed products and operations as well.

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Q: Can a homeowner file a claim with the contractors insurance company?
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Related questions

Can a homeowner insurance company file a claim against a homeowner's employee acting as a general contractor during a remodeling project?

Yes


How do you cash check from homeowner insurance claim that includes mortgage company?

Endorse the check & send it to your Mortgage company. They will decide how much you get from it.


Is a homeowner's insurance claim taxable?

no. you are being reimbursed for your loss.


If a homeowners insurance agency claimed you the homeowner filed a fraudulent claim is there a statute of limitations on a lawsuit that the insurance company can file against the homeowner?

Every state has different statute of limitations on crimes such as filing a fraudulent claim. Contact an attorney or check out your state's statutes to determine the SOL.


If you file a homeowner's claim then switch to another insurance company will they find out about the claim against the old company?

Yes. If you filed a claim a "PILR" and/or "CIB" check would alert the insurer of any and all prior claims made.


Does an hoa management company pay for any losses in a homeowners insurance claim?

No, an HOA management company typically does not pay for any losses in a homeowner's insurance claim. Homeowners insurance is a separate policy that homeowners are responsible for purchasing and maintaining. The HOA management company is responsible for managing the common areas and implementing the HOA rules, but they do not cover individual homeowner's insurance claims.


A contractor and his subcontractor are working the same job and the sub damages the contractors equipment whos insurance pays?

The contractor should make a claim upon the sub-contractors insurance and/or bond. If the sub-contractor defrauded the contractor on having insurance and/or bonding in place then he should report the contractor to the State licensing board, file claim on their insurance, and civil lawsuit (if the insurance company does not directly file or pay).


What effect does a claim has on insurance company?

A claim is a liability on part of the insurance company. If a customer makes a claim it means that the insurance company has to pay the customer for the amount is eligible to claim and hence it is a expenditure on the balance sheets of the insurance company.


Does homeowner insurance cover the homeowner?

If i go out of town and live the water running from the sink would mu homeowners cover the claim


Will your homeowner's insurance pay medical expenses if you are injured in a fall in your home?

No, that would be medical insurance. Homeowner's insurance covers things like burglaries and damage to the home. * Homeowner's insurance will pay for injuries to other persons that occur on the owner's property when they find the claim justified.


What if the delay in filing an insurance claim is the fault of the insurance company?

That's not very likely. The insurance company does not file your claim, they accept your claim notice from you. You have to file your claim with the company, not the other way around.


Is the insurance company not liable for a house if they have already cut you a check for repairs and the work caused more extensive damages to make it not livable and has to be destroyed?

if the workers caused damaged it is a separate claim - a vast majority of policies have exclusions for fault, inadequate or defective workmanship and materials - hopefully you hired contractors with liability insurance in the event their actions are excluded by your homeowner's policy