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Can a lawfirm that is collecting on a credit card debt take money directly from your checking account? |
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Answer
A collection agency, or their legal representative that won a judgement against you after filing suit, could have your checking account attached and your wages garnished. These legal actions would be accomplished and allowed through a court order. No deductions or garnishments could happen without a judge's order.
Answer
Bank account levies are one of the ways that creditors enforce court order judgments. If the debtor did not file an answer to the lawsuit that established the judgment, depending on the time that has elapsed, an appeal may still be possible. There are exemptions (sometimes called "wild card") that also apply to bank accounts. It would be in the best interest of the debtor to find out what exemptions apply in the state of residency. And consider filing an appeal in the court where the judgment was granted.
First answer by The Credit Lady. Last edit by Nikki. Question popularity: 39 [recommend question]
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