Yes first they have to get a judgment against you but the fact that it is over 10 years old is irrelevant It is your last payment that keeps the statute of limitations going and they vary from state to state and depending on what the original debt was for. If your last payment was about a year ago you will have awhile before they can't pursue you anymore.
can a collection agency garnish your wages in texas
No a collection aggency cannot garnish a pay cheque
No
no
A business can't garnish over another business, but if they hire a commercial collection agency to collect the debt, even then the agency can't garnish. When a business debt collection service goes to Court, the commercial debt collection agency can arrange a settlement to "force" the Court to garnish over the debtor. Collection Laws varies in every state
A Collection Agency that "owns your debt" can not garnish any wages. Assume that the collection agency in their efforts to collect the debt for their client, sues the debtor and then provoke that the Court works an arrangement to pay the debt, if the arrangement includes garnishment of wages then, the Court can garnish salaries. And there is laws to garnish wages that apply to every state.
Yes. This is the law.
No
if a collection agency isn't paid, the debt can be put on a persons credit report. The collection agency can also choose to garnish a persons paycheck.
this is an amount determined by a judge
A collection agency cannot call your employer to garish your wages. In order for your wages to be garnished, you must be sued by the collection agency. And the agency must win a judgment against you.
Yes, with a valid judgment any creditor can garnish wages in the majority of U.S. states.