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I would think so, the deed may be issued in your name only, and if you are taking on the mortgage yourself keep the deed in your name, your spouse will get the home anyway if you pass away, unless your will says otherwise. Also i would take out the insurance in case of death so the house gets paid for, its a little more added to the mortgage but if it is in your name and your spouse and something happens the mortgage gets paid, who knows what happens down the road. If newly married or for 5 yrs I would keep the home in your name, who knows these days? Divorce happens, couples fight, why worry down the road, why fight over the home, don't think it can't happen to you hope this helps
Wiki User
∙ 16y ago
Wiki User
∙ 13y agocan a spouse still living sale her residence to her spouse for the sum of 1.00 in a community property heir state.
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Can you drop a spouse from a mortgage without their signature by refinancing?
You can refinance without the spouse but you will need their consent to do so. If the spouse is on the title of the home, the answer is "no". If the spouse is on the existing mortgage the answer is "no". If the spouse is not on title you need to indicate on the loan application that you are married, and if you don't is fraud. At the time of closing she/he would have to be present. Inform you spouse of your actions.
Are there any negatives to a married couple having only one person in the marriage on a home loan?
Yes there are... if the person that is on the mortgage dies in a car wreck or something then the spouse will have a difficult time claiming the house unless the house was put in a will to the other who isn't on the mortgage. The house could go in default of payment and the spouse not on the mortgage wouldn't necessarily know about it.
What if you marry someone already married?
Your marriage is not valid. If the person intentionally married you without divorcing their spouse they have committed bigamy.
Can you file taxes with your spouse even if you are not married?
Spouse = married. Can't have one without the other.
Can you add the spouse's name to the mortgage paperwork?
You can add your spouse to the mortgage by refinancing in both of your names. Your spouse does have to be credit-worthy. Check with your original lender to see if it can be done simply without a full fee for refinancing.
Is it considered adultery if my spouse and I have lived apart for over a year?
I assume you are speaking of extramarital sex. Adultery occurs when a married person has sexual relations with a person who is not their spouse. You are married until you obtain a divorce.I assume you are speaking of extramarital sex. Adultery occurs when a married person has sexual relations with a person who is not their spouse. You are married until you obtain a divorce.I assume you are speaking of extramarital sex. Adultery occurs when a married person has sexual relations with a person who is not their spouse. You are married until you obtain a divorce.I assume you are speaking of extramarital sex. Adultery occurs when a married person has sexual relations with a person who is not their spouse. You are married until you obtain a divorce.
Can you sell a house without spouse consent in nc?
Yes, you can sell a house without spousal consent it their name isn't on the mortgage. If their name is on the mortgage, you will need their consent.
Is it illegal to get married if you're not divorced?
if your other half passed away and you were not divorced before he/she died then you can remarry. if your other half is alive and you are married to him/her, then you can not remarry IF you live in Europe and America. in some countried you can have more than 1 wife
How much will it cost you to remove spouse from mortgage?
A quit claim deed will be rather inexpensive. However, the spouse can require payment to sign the agreement. You cannot remove them without their agreement and consent.Another PerspectiveA quitclaim deed will transfer the interest of the spouse in the property but will have no effect on the grantor's responsibility to the lender or the mortgage. Generally, the mortgage must be paid and refinanced in order to remove a spouse from any responsibility for paying the mortgage.
Can you get a second mortgage with only one signer?
You need to go and see a mortgage broker. However if there is already a mortgage on the house with two signatories, it is unlikely that you will be able to get a second mortgage without the agreement of the second signatory as it will affect their primary mortgage. It will also depend on the property deed. If the land is titled to a single person, that person can obtain a mortgage. Note that a spouse is considered to be on the title even if it isn't printed there in most jurisdictions.
Will the bank ask you if your married for a home loan?
Yes, since spouse should be on mortgage & can help you qualify for more.
Why would spouse want to be on title and not the mortgage in New Jersey?
Maybe you should ask them? Actually it would be surprising that the potential mortgagor would grant the mortgage unless your spouse (IF you are, in fact, legally married) failed to co-sign the documents.
