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In general, any lender can file suit, be granted a judgment, and have the judgment enforced. So the short answer is yes.
Some also claim they can file criminal charges for a "bad check(s)." This is not true. The actions that can be taken depend on the laws of the state in which the person resides.
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Can a credit card company put a lien against your property in North Carolina?
Yes, if they file suit and receive a judgment the creditor can execute the judgment as a lien against the debtor's property.
What company do you talk to about puting a judgment on there creit?
The majority of attorneys would file a claim for you in the court system. Sometimes an average person can file a judgement against a debtor.
Can a credit card company that filed a debt as a charge-off still file a judgment against the debtor?
Yes, the creditor or more likely a collector who buys the account can file a lawsuit against the debtor. If the plaintiff (collector) wins the suit, they will be awarded a writ of judgment. A judgment can be used to garnish wages, levy bank accounts, place liens against real property or liquidate nonexempt property owned by the debtor.
Can a personal loan company garnish your paycheck for nonpayment?
Yes, if they file suit and are awarded a judgment the judgment can be executed as a wage garnishment.
Can a payday loan file fbank fraud against you?
Not usually, however if you use an unregulated provider then they may be able to. My advice would be to use a well known and respected comparison site such as Payday Provider.
