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Under law, a check can technically be written in any form. The point of a check is your willing authorization for your bank to pay the payee. When you allowed them to scan your check and presumably signed a contract they provided, you established a covenant with them and paid via check, even if the actual check never changed hands. If they paid you money, and you legally authorized this transaction, you've passed a check. While I cannot speak authoritatively on Texas law specifically, I'd say with no reasonable doubt in my mind: Yes they can.

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15y ago
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14y ago

This all relies on what contract you signed with the payday loan company. They usually just get a court order to garnish your wages. Take a look at your contract and see what they can actually do.

Learn more about payday loans at www.getecash.com/

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12y ago

No they will just garnish your wages. by the way that's not the payday loan company threatening you, it's a collection agency.

If you ever need a payday loan go here www.SPOTYA.COM

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Q: Can a payday loan company really take you to court and get you for a bad check in Texas even if you never wrote a check they just scanned it for your bank information?
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