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List your wife and daughter as primary drivers of the cars they regularly drive and occasional drivers of others. If the company finds that you have been lying to them when you have a claim, you may discover that YOU HAVE NO COVERAGE and all the premiums you have paid were just a gift to the company.

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Q: Can a person be primary driver of an auto and not primary on another that they have a loan on?
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What is an additional driver on auto insurance forms?

The premium charged for auto insurance is determined by a number of factors. These include the identity, age, driving history, and other factors pertaining to the primary driver listed on the application. It is his/her operation of the vehicle that is principally covered by the policy. However, if it is the insured's expectation that another person will periodically operate the insured vehicle, that other person should be identified on the application, and be included in the scope of the policy issued as an "additional driver". Normally, an additional premium will be charged to account for the risk factors presented by that person's use of the vehicle.


Whose auto insurance will cover you if driving another person's car in California?

Their insurance would be primary and your insurance would be secondary, generally speaking.


Can a person get auto insurance on a auto if the auto is not in their name?

Answer 1: yes, my sister is borrowing my car and she her own insurance on it.Answer 2: You can always get insurance as an additional driver on another person's car insurance policy. Isn't that how children in the house are added to their parent's car insurance policy?


If the cosigner is refusing to refinance or pay the auto loan off how could the primary person on the auto loan remove his or her name?

They would need to have the vehicle refinanced in their name only or obtain another cosigner for the refinancing.


What is a person called that causes an auto accident because they backed out of there driveway?

At fault driver


Do you need auto insurance in Texas if you are not a primary driver?

Yes, All drivers in all 50 states are required to provide proof of financial responsibility when operating a motor vehicle on public roads. Whether you are a primary or secondary driver is not pertinent.


Whose auto insurance will cover you if driving another person's car in Maine?

The driver's insurance will take the lead, if something extra is needed, the person who owns the car's insurance will be secondary. Both will be involved to some extent.


What type of auto insurance covers the driver no matter what vehicle they are driving?

There is no Such Auto Insurance Policy. You would need a Primary Auto Insurance Policy on your own Vehicle and then an attached Umbrella Policy on top of it in order to get close to this.


Can your boyfriend put you on his auto insurance?

Yes, You can add any person you wish to your auto insurance policy that you want to be a covered driver in your vehicle.


What do you do if you have auto insurance and you hit a parked car whose driver does not have auto insurance?

Your insurance will have to pay regardless if the other person has insurance or not. You were at fault.


What is the difference between a co-signer and the primary on an auto loan?

The primary is the person who needs to borrow the money to purchase the auto. The primary owns the car. The primary is expected to pay back the amount of the loan.If the primary doesn't make the payments the co-singer promises to pay and the lender can go after the co-singer for full payment if there is a default.The primary is the person who needs to borrow the money to purchase the auto. The primary owns the car. The primary is expected to pay back the amount of the loan.If the primary doesn't make the payments the co-singer promises to pay and the lender can go after the co-singer for full payment if there is a default.The primary is the person who needs to borrow the money to purchase the auto. The primary owns the car. The primary is expected to pay back the amount of the loan.If the primary doesn't make the payments the co-singer promises to pay and the lender can go after the co-singer for full payment if there is a default.The primary is the person who needs to borrow the money to purchase the auto. The primary owns the car. The primary is expected to pay back the amount of the loan.If the primary doesn't make the payments the co-singer promises to pay and the lender can go after the co-singer for full payment if there is a default.


If you have an accident while driving another person's car will your insurance or the owner's pay the claim?

Auto Insurance follows the car not the driver. My son's girlfriend was driving his car when they where in an accident and his insurance was responsible.