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If you do not own a vehicle, but have a driver license, you can obtain a non-owned auto policy. Check with your local independent insurance agent. I don't know if direct writers (State Farm, Allstate) writing these types of policies, but most independent agencies can find you a company that will.

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Q: Can a registered driver who does not own a vehicle or insurance drive a parents' vehicle and be covered by their insurance should a wreck occur?
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Related questions

What happens if I get in an accident and only have your permit?

If you are in your parents vehicle and you are on their auto insurance policy, you would be covered.


Is your car covered if the driver does not have insurance?

If you have insurance on a car anyone who you give permission to drive the vehicle is covered under your insurance. This is normally covered when insurance companies ask if there will be any other drivers for the vehicle.


Are you covered to drive a vehicle that is not registered to you if you have an sr-22?

yes


Will your current CA Insurance cover a non registered new car you have owned for two weeks if you get in an accident?

If you have an existing auto insurance policy, the new vehicle will be covered if it is added to the existing policy within 15 days of the purchase of the new vehicle.


Can a son drive parents car?

Yes, if you have their permission, are a licensed or permitted driver, and are covered by insurance and the vehicle is properly licensed and working.


Cosigner need insurance?

The cosigner on an automobile loan is not the person who has to pay for insurance on the vehicle. The registered owner should pay the fees for insurance. However, it is the cosigner's responsibility to make sure the registered owner is carrying insurance for the vehicle.


Is your vehicle covered from vandalism if you only have liability insurance?

No, vandalism is covered by comprehensiveinsurance.


If your husband has his own insurance for his vehicle and you exclude him the insurance on your car will he be covered by his insurance if he was driving your car and had an accident?

You have to list the drivers covered to drive your car on the policy. If not he is not covered.


How long after buying a car in California do you need insurance on it?

you have ten days from the original date of purchase to have insurance and have the car / vehicle registered in your name you have ten days from the original date of purchase to have insurance and have the car / vehicle registered in your name


Can you use your parents' insurance policy to cover a car that's in your name?

Insurance Coverage on a Parents policy? Yes, So long as you are also listed by name as a covered driver on your parents Policy and your parents have an insurable interest in your vehicle. If you are a minor or a dependent still living at home then you might be able to get insurance cheaper through your parents than you could seperately. You "by name" would need to be added along with your vehicle to your parents policy to be an insured driver.


If you have non owners insurance but there is no insurance on the vehicle not in your name can you get a no insurance ticket in Washington state?

The registered owner of the vehicle can, the driver of the vehicle (as long as they have no ownership interest) can not. Right ticket, wrong recipient.


Will your auto insurance cover you in your non covered vehicle?

No. Since you said it was "non covered". that would indicate that you have no coverage for that vehicle.