Answers.com > Wiki Answers > Categories > Business & Finance > Personal Finance > Debt and Bankruptcy > Can a roommate's bankruptcy have a negative effect on your credit report?

Can a roommate's bankruptcy have a negative effect on your credit report?

In: Debt and Bankruptcy, Credit Reports, Credit [Edit categories]

Answer:

%REPLIES%%DETAILS%

Answer

No. Not unless you all share a SS # too.

The only other situation where a roomates bankruptcy would might affect your credit is if you file for a joint or co-signed loan together.

First answer by ID0000000000. Last edit by ID0000000000. Question popularity: 221 [recommend question].

[report abuse]

	What are acceptable computer programs for recording keeping?	Answer it!
	How long do you have after a house is sold at a foreclosure auction in Arizona?	Answer it!
	What is one of the major problems caused by a large national debt?	Answer it!
	What is a fixed income or debt investment?	Answer it!
	How long does it take to unfreeze your bank account after you file emergency bankruptcy?	Answer it!

How can you remove bankruptcy from your credit report?
If its a mistake- you can dispute it with the credit agencies. If you did in fact declare bk- that you ca do NOTHING about, but should drop from your credit report in 10 years.
How do you get bankruptcy off your credit report?
A bankruptcy will remain on a credit report for the required ten years, it cannot be removed arbitrarily.
How does bankruptcy effect your credit score?
First off once you file bankruptcy you cannot do it again for 7 years. Bankruptcy stays on your credit report for 10 years. Rather to try to describe what the different types of bankruptcy will do to...
How do you dispute a bankruptcy on my credit report?
It is not uncommon to come across errors in your credit report ranging from the spelling of your name, to social security number, to incorrect recording of payments. These errors can occur for...
How do you overcome a negative credit report?
First, if there is anything inaccurate on your credit report you can dispute it with the credit reporting agency. If it cannot be validated then they will remove it. Second, if one truly has bad...