Can a secondary card holder remove himself from an account leaving only the primary card for a long period of time negatively affect the secondary account holder's credit score?

When you say secondary, if you both applied for the credit card, they can not remove themselves without your authorization. You are both liable for credit consequence even if the court states that you must pay the bill. The secondary credit will be affected the same. If they are an authorized user on the card and did not apply directly, they can have their name remove.

Below is a way of interpreting your credit score.

Given the current credit score stats, how does this relate to your own personal score? Generally, if your score is higher than 660, you will be considered a good credit risk. If your score is below 620, then you might have a tougher time getting a loan. The following ratings explain the impact of the different score ranges:

• 720-850 - Excellent - This represents the best score range and best financing terms.
• 700-719 - Very Good - Qualifies a person for favorable financing.
• 675-699 - Average - A score in this range will usually qualify for most loans.
• 620-674 - Sub-prime - May still qualify, but will pay higher interest.
• 560-619 - Risky - Will have trouble obtaining a loan.
• 500-559 - Very Risky - Need to work on improving your rating.

First answer by Creditbible. Last edit by Creditbible. Contributor trust: 37 [recommend contributor]. Question popularity: 1 [recommend question]