Can a third party creditor garnish wages for a foreclosure on a home loan that is over 10 years old and has already been removed from your credit report?
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No one can garnish anything unless they sue you first and win a judgment. If the statute of limitations has expired on the debt, then you would have an affirmative defense in court should you be sued. The SOL period depends on state law. A 10 year old debt, however, should NOT be on your credit reports and can not be reinserted.

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