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No, being a widow has no impact. The beneficiary has already been designated. As a designated beneficiary, the child or the child's legal gaurdian may have a right to receive the benefits on the designated child's behalf. The designation of the child as beneficiary under the policy by the Insured indicates the decedents clear intent that the child should benefit from the policy.

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12y ago
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Q: Can a widow be paid for unclaimed benefits designed to a child out of wedlock?
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