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No, that is not something an insurer would do even if it were legal, which it is not.
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∙ 18y ago
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Can a insurance company back date a auto insurance policy?
No, the reason is that there could have been an accident or any other situation. An auto insurance policy must be in force it cannot be back dated.
What is look back period in visitors travel insurance?
The pre-existing look back period for a travel insurance policy is the number of days that the insurance company will “look back” to determine if a claim is related to a pre-existing condition. The look back period is generally between 60 and 180 days prior to the travel insurance policy's purchase date depending on the policy selected.
Can an insurance company back date a home owners policy?
Homeowners insurance companies will generally offer insurance effective immediately at the time of the quote if you have the down payment, your home does not require an inspection, and if it otherwise meets the underwriting guidelines of the company. The policy is usually effective at 12:01 am the day the policy is bound. The insurance company will not backdate coverage to a prior date because doing so effectively makes it potentially liable for covered losses that may have occurred before the inception date of coverage, and for which it has not collected a premium.
Should the insurance company contact the insured person when a life insurance policy matures?
When the policy matures, an attempt must be made to contact the policyowner at the last address the insurance company has. But if they have moved and not notified the insurance company, after a few months, the maturity value of the policy will be sent by the company to the State that they operate in as unclaimed property. If the policy simply ends - such as with a term life policy - the policy will state the date when coverage ends.
Who cancels an old auto insurance policy when you change to a new policy under a different company?
The policyholder should contact the insurance company and cancel the policy - you might get a partial refund if the premiums are paid up-to-date!
What happens to the life ins policy upon retirement. The birth date needs to be corrected. Policy holder is Village of Deerfield.?
On maturity, you are to surrender the origial policy bond to the insurance company for payment. If you still away from your maturity date, you can apply for correction of birth date with agree proof before the insurance company.
If someone pays a lapsed life insurance policy up to date does that individual become payee or benificiary?
Only if the policy owner, sends a written request to the Insurance Company to do that.
Can an insurance company charge you after the expiration date?
Yes they can still charge you if there is unpaid premium due from before the expire date of your policy.
What is the statute of limitations for filing a health insurance claim?
It depends on how the insurance policy is worded. Call the health insurance company and ask what timely filing limit is. Most insurance companies will go back 1 year from the service date. Sometimes it will be less.
Insurance company decides not to renew policy they must inform within how many days before the policy period ends?
If the insurance premia remains unpaid for over six months from the due date, the policy automatically lapses. You are to contact the Insurance Company for revival quotation, submit DGH Form so that the policy is renewed.
What does effective policy date mean?
The Policy effective date is the date that your insurance coverage started under that policy.
How do you collect on an old life insurance policy from the Baltimore Life Insurance company?
I found an old policy, how do I know if it is still valid or if it was cancelled. The policy date is June 1, 1961, Maturity date June 1, 2021. Thank you. Diane Rolandelli cannotsit@aol.com
